Posts Tagged ‘getting’

Would like to know what can prevent me from getting a bank loan. Please advise what I would need or not have. Thank you.

I’m 21 and have a fulltime job and a checking account, but no savings account. Do I just walk into the bank and say “I need a $4,000 loan?” Then, do they give it to you straight cash? (By the way, I need the money for a new car and/or a new apartment). I have good credit, too (based on my cell phone bill, gasoline bill, and credit card bill).

I’m trying to plan ahead to get a loan WHEN my debt collector is paid off, in 6 months, to see if i may be able to get a loan then, so I am trying to find a resource perhaps based on reviews or provided by banks that will estimate the probability of getting certain types of loan, in certain amounts, from certain banks, just by my credit rating.

I really need a hair transplant, but I’m not rich so I’m thinking about taking out a personal bank loan. I’m wondering if it would be better to be honest and just tell them what I need the loan for or should I not disclose that? What are some ways to insure that they don’t turn me down? Would it be easier to get a personal loan through a regular bank or a credit union? I would appreciate any help.
Wow…so many scam artists lol.

what are bad credit student loan no cosigner ? is this helpful to to getting loans if people is bad credit history or poor credit history?

I have made a string of bad decisions in the last year financially. No sad story here, I am just bad with my money. Plain and simple. I have gotten better and I am improving more and more every day, but I am so far behind on everything now, I just cant get caught up. I thought a couple of payday loans were the answer but that only made matters much worse. I have identified what I need to do and with my salary I can pay a pretty hefty loan payment but I just cant get myself to even and start moving forward. Between payday loan fees and NSF fees every month and I just wasting money and I cant get out of that trap. Does anyone have any sound advice or a suggested solution to this nightmare I am in. I just dont know what to do. Any advice would be appreciated. Thank you.

With the economy the way it is, I know it is really hard for someone with my credit to get a personal loan right now. Because of unforseen circumstances, I need to get a small loan quickly. Does anyone have any ideas besides payday advance lenders (I think these places are way shady.) Help! I really need this money soon. I have a good full time job with steady income, but just isn’t enough right now. Serious answers only please and thanks in advance!! : )

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